Columbia Identity Theft Fraud
Protecting yourself from identity fraud in Tennessee
Identity theft is a major concern in Tennessee and throughout the United States. To protect yourself from id theft in Lawrenceburg, the government and Craft & Sheppard, PLC encourage you to remember the acronym S.C.A.M. S.C.A.M. stands for Stingy, Check, Ask, and Maintain.
- Be stingy with your personal information to avoid being a victim of Columbia id theft. Do not give your information to any person unless you have good reason to trust him or her. This is vitally important no matter if you are at home or traveling. Adopt a need-to-know approach to giving out Personal Identifiable Information (PII) to avoid Columbia personal identity theft.
- When you are at home, be cautious about giving out information on the telephone. A person who calls claiming to be from a financial institution or credit card company should already have your personal information on file. Giving out that information leaves you open to Columbia identity fraud.
- You should be suspicious of anyone who calls requesting your PII. If someone calls to offer you a prize, credit card, or other valuable item, but insists you provide PII before you receive your award, request an application in person. If they refuse, hang up.
- Also, you want to limit the amount of personal information you put on your checks as you are releasing that information into the public, leaving you open to id theft in Nashville.
- Check your financial information regularly for what should and should not be there. This helps you recognize early warning signs for identity fraud in Lawrenceburg or avoid id theft all together.
- You should receive monthly statements for every bank and credit card account you have open. If you stop receiving these statements, you may have fallen victim to Murfreesboro identity fraud. Call the companies whose accounts you are not receiving records for and check the address to which they are sending the statements.
- If any details are incorrect, notify the company that you believe you are the victim of identity fraud in Nashville.
- Ask for a copy of your credit report periodically. Your report should list all bank and financial accounts open under your name. You can use these reports to see any accounts wrongfully opened or used without your permission because of Murfreesboro id theft.
- Maintain careful records of your banking and financial accounts. The law requires financial institutions to keep copies of checks, transactions, and debits for five years, but you should still maintain your own copies at least one year. Original records go a long way to dispute signatures, charges, and other signs of Nashville personal identity theft.
Craft & Sheppard, PLC supports clients in preventing identity theft fraud in Lawrenceburg, Columbia, Murfreesboro, Nashville, Brentwood, and throughout Tennessee. When you cannot protect yourself, our lawyers can help you put your life back together. Contact Craft & Sheppard, PLC and discuss identity theft fraud in Nashville.
