Your Murfreesboro Workers Compensation Settlement

With few exceptions, Tennessee employers with five or more employees must carry workers compensation.  This mandated insurance allows them to cover lost wages and medical costs if their workers are injured on the job.  In exchange for this insurance, workers give up the right to sue their employers for work-related injuries.

When filing for workers comp benefits, the claimant must follow procedures including the following:

  • Inform their employer quickly about their injury
  • See the doctors or other medical providers on the approved list of the insurance carrier for the employer
  • File the proper forms
  • Meet all filing deadlines

Understanding your worker compensation settlement in Murfreesboro

For many workers, the filing process goes smoothly and they are approved.  Their weekly compensation is roughly two-thirds of their average gross weekly wages over the 52-week period prior to the injury.

If they prove their disability is temporary, benefits continue until they reach maximum medical improvement. If they prove their disability is permanent, they may receive a lump sum settlement.  However, one stipulation of this settlement may be they must forego future claims for benefits for this injury.  For this reason, it is advisable to consult an attorney through all stages of the process.

Fighting for your workers compensation settlement in Murfreesboro

Some workers are denied benefits and must fight to get the compensation they need and deserve. Their employers and the employers' insurance carriers can challenge workers' claims on several grounds including the following:

  • The injury is not work-related but possibly a pre-existing condition
  • The injury is not disabling to the degree they claim
  • The injury occurred because the worker violated company policy
  • The injury occurred while the worker was committing a serious crime
  • The worker was intoxicated or on drugs when the injury occurred
  • The injury was self-inflicted

Because the filing process is complex, it is advantageous for an injured worker to have legal representation from a qualified, caring lawyer, such as the attorneys at Craft & Sheppard, PLC when filing for workers comp.

Qualified legal help for your Murfreesboro worker compensation settlement

We work closely with your physicians and other medical professionals to establish the extent of your disability.  You may need to undergo an independent medical examination to prove your physical limitations.  Having a lawyer on your side is especially beneficial if your claim is denied and an appeal or litigation becomes necessary to receive your Murfreesboro workers compensation settlement.

If you or someone you know needs the help of an attorney to prove a temporary or permanent work-related disability, or evaluate a lump sum settlement, please call Craft & Sheppard, PLC toll-free at 1-888-826-1470 or contact us online.